HEALTH INSURANCE

Health Insurace

Health Insurace is a contract between you and an insurance company that helps cover the cost of medical expenses. In exchange for a regular payment called a *premium*, the insurance company agrees to pay for all or part of your healthcare costs, depending on the policy.

What Health Insurance Covers:

A typical health insurance plan may include:

Hospitalization Expenses: Room charges, surgery, nursing, ICU, etc.
Pre- and Post-Hospitalization: Medical costs before and after hospital admission (like tests, follow-up visits, etc.).
Daycare Procedures: Covers minor surgeries and treatments that don’t require 24-hour hospitalization (e.g., cataract surgery).
Doctor Consultations & OPD: Covers outpatient visits and consultations (optional in some plans).
Medicines and Diagnostic Tests: Helps pay for prescribed drugs, blood tests, X-rays, and other diagnostics.
Maternity and Newborn Cover: Covers childbirth-related expenses and newborn care (available in some plans, often with a waiting period).
Critical Illness Cover: Provides a lump-sum payout for serious illnesses like cancer, heart attack, or kidney failure (optional in most plans).

Types of Health Insurance:

Individual Plan:

Covers only one person.

Family Floater Plan:

One sum insured shared by the entire family.

Group Health Insurance:

Provided by employers to their employees.

Senior Citizen Plan:

Tailored for people aged 60 and above.

Why Health Insurance Is Important:

Protects Your Savings: Shields you from high medical bills that could impact your finances.
Ensures Access to Quality Treatment: Guarantees timely and effective healthcare when you need it most.
Mandatory or Subsidized: Required or supported by the government in some countries.
Mandatory Tax Benefits: Offers tax deductions in many regions (e.g., under Section 80D in India). or Subsidized: Required or supported by the government in some countries.

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At Easy Insures, we believe that insurance should be easy to understand, easy to buy, and easy to claim. That’s why we’re here — to simplify insurance for individuals, families, and businesses across India.

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JXCX+373 Nedumangad, Kerala

Phone : +91 9895181166,

support@easyinsures.com

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