Personal accident insurance provides financial protection in case of accidental injuries. It is a benefit-based policy that offers compensation for accidental death, permanent total disability, permanent partial disability, and temporary total disability.
Health insurance helps manage unexpected medical expenses by covering a wide range of healthcare costs. Leading health insurance plans generally include:
Pre- and post-hospitalization expenses
Mental health treatment
Annual accident check-ups
Maternity-related medical costs
Critical illness treatment
You may feel healthy and young, but personal accident insurance remains essential due to the following reasons:
Rising Mental Health Issues: Increasing stress and lack of proper treatment are affecting mental well-being. In 2017, over 224 million people suffered from hypertension—a condition often linked to mental stress.
High Healthcare Costs: Medical treatments are becoming increasingly expensive. For instance, surgeries like angioplasty or coronary bypass can cost up to ₹3 lakh. Health insurance can ease this financial burden.
Pandemic Uncertainty: COVID-19 and similar pandemics have shown how unpredictable life can be. Health insurance offers crucial financial support in such situations.
Serious Illnesses Among Youth: Conditions like cancer are affecting younger populations too. Treatment costs can be overwhelming without proper coverage.
Unhealthy Lifestyles: Sedentary habits are causing health complications that often require hospitalization, leading to high expenses.
These realities highlight the importance of securing a health insurance plan.
JXCX+373 Nedumangad, Kerala
Phone : +91 9895181166,
support@easyinsures.com
