Commercial Vehicle Insurance

Commercial Vehicle Insurance is a contract between a vehicle owner and an insurance company that provides financial protection against losses or damages to vehicles used for business purposes. In exchange for a regular premium, the insurer agrees to cover repair costs, third-party liabilities, or total loss—depending on the policy terms.

What Commercial Vehicle Insurance Covers:

Own Damage Cover:

Protection against accidental damage, fire, theft, natural calamities, etc.

Third-Party Liability:

Covers injury, death, or property damage caused to a third party by your vehicle (mandatory by law in India).

Personal Accident Cover for Owner-Driver:

Compensation in case of death or disability due to an accident.

Legal Expenses:

Covers legal fees arising from third-party claims.

Why Commercial Vehicle Insurance Is Important:

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