TWO WHEELR INSURANCE

Two-wheeler insurance

Two-wheeler insurance is a type of vehicle insurance specifically designed to protect motorcycles, scooters, and other two-wheeled vehicles. It provides financial coverage in case of accidents, theft, natural disasters, third-party liabilities, and other damages related to your two-wheeler.

Main Types of Two-Wheeler Insurance:

Third-Party Insurance (Mandatory by law in most countries):

  • Covers damage or injury caused to another person or their property by your two-wheeler.
  • Does not cover damage to your own vehicle.
  • Required by law in countries like India and many others.
Comprehensive Insurance:

Includes third-party coverage plus protection for your own vehicle.

Covers:

  • Accidents
  • Fire
  • Theft
  • Natural calamities (floods, earthquakes, etc.)
  • Vandalism
Own Damage (OD) Insurance (only for vehicles bought after Sep 2018 in India, for example):

  • Covers damage to your two-wheeler only, not third-party liability.
  • Usually bought along with third-party insurance.

 

Why Two Wheeler Insurance Is Important:

Would you like help comparing different two-wheeler insurance plans or understanding which coverage is best for you?

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